Totem

Totem is building the world's first peer-to-peer accounting consensus protocol. It uses the peer-to-peer connectivity and real-time consensus properties of blockchains to ensure that all parties to a transaction have their accounting records updated at the time of the event, eliminating any potential for fraud, corruption, or manipulation. The global nature of the network prevents politically motivated bad actors from restricting trade between consenting parties, while still preserving personal and business privacy. Kapex is the Parachain launched by Totem.